Car Loans Brisbane
New cars, used cars, refinancing, and novated leases. Compare 30+ lenders for the best car loan rates.
Competitive Car Finance in Brisbane
Whether you are buying your first car, upgrading to something new, or looking to refinance an existing car loan, Australian Lending Group makes the process simple and stress-free. We compare car finance options from over 30 lenders to find the most competitive rates and terms for your situation, often beating what you would find at a dealership or bank.
From new and used car loans to novated leases and chattel mortgages for business vehicles, our experienced Brisbane car finance brokers handle everything from application to settlement. We offer fast pre-approvals so you can shop with confidence, knowing exactly what you can afford before you set foot in a dealership.
Our service is completely free to you. We are paid by the lender, which means you get expert car finance advice, competitive rate comparisons, and hands-on support at no cost. Whether you need finance for a brand new vehicle or a quality used car, we are here to help.
Our Car Finance Options
Flexible car loan solutions for every type of vehicle purchase.
New Car Loans
Driving a brand new car is more affordable than you think. We compare new car finance options from over 30 lenders to secure competitive fixed or variable rates, flexible terms, and repayments that suit your budget.
Enquire NowUsed Car Loans
Buying a quality used car is a smart financial decision. Whether you are purchasing from a dealer or through a private sale, we arrange competitive finance with fast approvals so you can hit the road sooner.
Enquire NowCar Loan Refinancing
If rates have dropped or your circumstances have improved since you took out your car loan, refinancing could save you money. We compare your current deal against the market and only recommend switching if the savings are genuine.
Enquire NowNovated Lease
A novated lease lets you salary package a vehicle through your employer, potentially reducing your taxable income. We arrange competitive novated lease options and explain the tax benefits so you can make an informed decision.
Enquire NowWhy Use a Broker for Your Car Loan?
Skip the dealership finance desk. Here is why a broker delivers better value.
Better Rates Than Dealers
Dealership finance is convenient but rarely the cheapest option. We compare rates from over 30 lenders to find a deal that saves you money over the life of the loan compared to typical dealer finance offerings.
Pre-Approval Before You Shop
Get pre-approved before you visit the dealership so you know exactly what you can afford. This puts you in a stronger negotiating position and removes the pressure of dealer finance on the spot.
No Hidden Fees or Surprises
We present all costs upfront, including interest rates, fees, and total repayments, so you can compare deals on a true like-for-like basis. No fine print surprises after you have signed.
Fast Approvals
Many car loans can be conditionally approved within hours and formally approved within one to two business days. We prepare thorough applications to maximise the speed of approval so you are not kept waiting.
Car Loan FAQs
Answers to common questions about car finance in Brisbane.
Car loan rates vary depending on the vehicle type and age, your credit profile, the loan term, and the lender. New car rates generally start from around 5.5% p.a., while used car rates may be slightly higher. With access to over 30 lenders, we can often secure rates well below what you would find at a dealership or bank branch.
Yes, many lenders offer 100% finance for both new and used vehicles, meaning no deposit is required. However, providing even a small deposit of 10 to 20 percent can reduce your repayments, lower the total interest cost, and potentially help you secure a more competitive interest rate.
A secured car loan uses the vehicle itself as collateral, which typically results in a lower interest rate because the lender has less risk. An unsecured car loan does not require security but usually carries a higher rate. Secured loans are the most common and cost-effective option for most car buyers.
Car loan terms typically range from one to seven years. A shorter term means higher repayments but less total interest paid, while a longer term keeps repayments lower but increases the overall cost of the loan. We help you find the balance between affordable repayments and minimising your total interest expense.
Dealer finance is convenient, but it is usually limited to a small number of lenders and may not offer the most competitive rate. A broker like Australian Lending Group compares options from over 30 lenders to find a better deal. Getting pre-approved through a broker before visiting the dealer also gives you stronger negotiating power on the vehicle price.
A novated lease is a three-way agreement between you, your employer, and a finance company. Your employer makes lease payments from your pre-tax salary, which can reduce your taxable income. Running costs such as fuel, insurance, registration, and servicing can also be included. It is a popular option for employees looking to salary sacrifice a vehicle.
Get Pre-Approved for Your Car Loan Today
Complete the form and one of our car finance specialists will be in touch to discuss your options. We will compare rates from over 30 lenders and find the best deal for your vehicle purchase.
- Same-day pre-approvals available
- New and used car finance
- No cost to you. We are paid by the lender
- Private sale and dealer purchases supported
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.